Diners Club
Kind | Subsidiary |
---|---|
Abbreviated designation | Diners |
The head office location | ![]() New York City |
The establishment | 1950 |
Type of industry | Other finance business |
Business contents | Credit card |
Main subsidiary | A D ska bar financial |
Outside link | http://www.dinersclub.com/ |
Diners Club (Diners Club) is an American company running credit card unfolding throughout the world led by the United States of America or this.
Table of contents
History
Days of creation
In 1950, I am established in New York City of the United States of America, and it is often said that it is the credit card company in the beginning of the pioneer who carried the opener of the world's first international's first international brand later in the Europe U.K., but a lot of preceding people exist in the point because it is in 1960 that a modern method was taken in.
When the experience "that devised the ashamed system that I can pay even if he experienced it, and he does not have cash with the lawyer of the friend though I was not able to pay without a wallet when the founder went for a meal, and there is solvency" is a motive of the establishment of a business, I write it down for the preface of written by Lewis Mandel "The creditcard industry:A History" Japanese translation "history ISBN 978-4,818,810,976 of the United States credit industry". But M. where this was a spokesman at the time The opinion to be fiction created by Simmons exists [1].
According to the writing (後掲) of Sumio Sakurai, an American credit card had history of approximately 150 years, and a large number of credit cards were published from the Diners past. The Diners Club did shopping according to the name and was devised because there were few cards which could use the thing that a credit card developed early at a restaurant by oil, aviation, transportation, a telephone, the railroad to bury the hole. That is why called the club for "an eating person" is named.
The first card is like the small memo pad by a paper card.
In 1960, the use of the plastic card connected in the present age is suggested by Diners Club of Japan, Inc., and the opinion which United States Diners Club and the Diners Club of other countries accepted spreads in Japan, but, as for making it it, old times, this opinion are not more right than it the plastic of an American bank system credit card and the card of the oil company. There is a sample on the cover of written by Lewis Mandel "The creditcard industry:A History" Japanese translation "history ISBN 978-4,818,810,976 of the credit industry in the United States", but this card is not the first thing, too.
In other words, when Japanese Diners published the world's first plastic card, I wrote down Japanese many books or websites, newspaper publishers, but many credit cards made this plastic by an apparent mistake from it past. Among cards of world Diners, a card of Japanese Diners would misunderstand one first (there is a question to be able to be angry, and, according to the document of the ACCS, American Diners is earlier).
Conversely, in the Diners Club "become the plastic of the card" was relatively slower than other companies (written by "monthly consumer credit" serialization "century Sumio Sakurai of the collection of stories card").
I am by the subsidiary of Citigroup
Diners Club was purchased globally in 2000 by Citicorp (existing Citigroup) (medical record Blanche /Carte Blanche which was a British well-established card publication company was purchased for the same period).
The company will hold the publication right of VISA (city) / medical record Blanche Master Card / Diners Club and four major brands, reclamation right by Citicorp having purchased Diners Club and medical record Blanche in the United States and the Canadian two countries. At first medical record Blanche and a Diners Club card of the double name are published, and it develops in the North America region; and Diners Club (the new Diners Club card which medical record Blanche )& Master Card unified is published from about the end of 2004 by the intermediation of the U.S. city card.
As for the Diners Club, only North America, Canada published the card which two types of the surface or the back side accompanied in Master Card logo in Diners Club unexpectedly because there was not popularity in North America, the Canadian area of the country of birth. Any place other than North America, Canada, an accompanied thing is it in Master Card logo on the normal type and card back side.
I call this "Diners Club / Master Card Arai Ann's" on the Diners Club side and call it with "Master Card / Diners Club Arai Ann's" on the Master Card side.
And I am by a series of D ska bar
In April, 2008, in Citigroup, a D ska bar financial in Diners Club international affiliated with (by poor management); Sir bi; sold cis に [2].
Diners Club in Japan
In Japan, Mitsui Sumitomo trust club Co., Ltd. affiliated with Mitsui Sumitomo Trust & Banking (old city card Japan) performs business about the Diners Club [note 1].
Unlike the United States, the LOGO of MasterCard is not described in card appearance. I can use even a member shop (until June 30, 2010) of MasterCard in addition to a member shop of Diners Club in the United States and Canada (except the card for exclusive use of the country).
In addition, as of June, 2009, a D ska bar and a mark of PULSE are listed in the back side of the published card by new card update and come to be able to use the cashing service that used credit card and PULSE ATM service with D ska bar participation shop (except Japan and China) [3] from July 1, 2010.
History
Japan Travel Bureau (existing: JTB) and Fuji Bank (existing: Mizuho Bank) were public and established "Diners Club of Japan, Inc." (1960) in December in 1960 (for the establishment of the credit card publication primary occupation company in Japan, the issue of card was started approximately at the same time first with JCB in the spring of 1961.)
Because I make the foreigner and Japanese well off (person with the yearly income that is constant in managerial class of post person - foreign company and the big company of the self possession and doctor, lawyer, - including the manager of the company of the scale above a certain level as an enrollment qualification) living in Japan from the first until the point of bubble economy of the 1990s a member of main card (the class of visitors) and performed business, even at the present when a hurdle of the enrollment lowered to some extent, I am recognized as gold card upper grade cards more than it. In addition, as recent catch copying, there was "all want your signature" the "plastic "card which lighted Japanese economy" which "nobody wants to have upper than gold than platinum" "the status of adult" because even nobody could have".
I changed a company name of Japanese Diners to "Citicorp Diners Club Japan" by the purchase by Citicorp (existing: Citigroup) of (2000) in 2000. I did spin-off (2004) on December 13 in 2004, and Citibank Bank succeeded business afterwards.
Citibank Bank maintained exclusive franchising right after the brand sale to a D ska bar card by Citigroup of (2008) sequentially in 2008, and the managing director ran it. Announced it that Mitsui Sumitomo Trust & Banking which got monopolistic negotiating rights with (2014), withdrawal from individual finance business of Citibank Bank by the part of the review of the global unprofitable section by Citigroup (2015) on March 31 in 2015 in 2014 acquired all stocks of CCJ at a little over 40 billion yen degree [4]; [5].
Detailer card in Japan
As for the detailer card, two grade of the Diners Club card of the platinum-colored face of a bill and the Diners Club premium card of the black face of a bill is published.
Diners Club card
The face of a bills are colored platinum, and they are unified, but it is said that the grade including [note 2] which the shopping ceiling is not set uniformly is equivalent than gold card in other companies or it. In the past, the catch phrase "which Mercedes-Benz could buy by a Diners Club card" existed. In addition, the purchase (as for the amount of settlement tens of millions of yen) of the single-family house is possible only in Tama Home, too.
The card with the "INTERNATIONAL" notation is available for the use in the world Diners Club participation shop in the face of a bill, too. The annual convention costs 22,000 yen (tax-excluded).
As a general rule, except some partner cards, a high attribute was required, and the enrollment standard was announced with self possession age 33 years old or older more than people more than continuous service ten years of post or self-management ten years. However, the published enrollment standard is "an aim to the last" and is not an absolute thing.
There is the case which is published even if I do not meet a condition depending on the qualified doctor, lawyer, certified public accountant and a type of industry, the scale of the office company. Diners is a reason to be said to be a card treating the type of job having high social status well most. In the present, the official site "down eyes of the enrollment; hold it 27 years old" or older and is transcribed (with the place where is listing a former high enrollment standard in the official site of some partner cards, and a website is not updated).
Diners Club premium card
As for the Diners Club premium card, a hologram becomes the world map in the face of a bill of the thin black ground (metallic black), and the logo mark is white. The minor change of the face of a bill design was carried out in 2008, and metallic black thickened. The annual convention costs 130,000 yen (tax-excluded).
If there is not invitation (invitation) from Diners Club, I cannot enroll. The invitation is limited to a person having constant position and assets among members of Diners Club, and it is said that I am chosen by examining the use results of the Diners Club card generally more. A Diners Club premium card member has many people with the social status, and it is said that it is not the card which I can possess if there is much amount of mere settlement of accounts. However, it is unknown how you can acquire it if you do it because the examination standards are not shown.
The service abolition and modified
Service revision of the premium card
The revision of the service of the premium card was carried out from 2007, and it was the outstanding revision of negative elements such as shortening, the abolition of the club in club in the time in of the trip desk. It was the one-sided abolition of the service rather than a revision, and there seemed to be many objections from an existing member. It in this way followed that the change to a Diners Club card (general card) accelerated. After a service revision, a questionnaire was sent to a member. A trip desk returns to correspondence for 24 hours from November, 2007, but the business partner remains the JTB global assistance. Shortening was forced to an orbit adjustment with a rest for half a year and a business partner changed and was the time in of the trip desk after all.
End of the account payment according to the family member
After September 13, 2012, the card registered by the account payment according to the family member becomes unusable in the expiration date. This is because I was not able to set an account according to a member of family to put the Japanese systems which I built originally together in a system used in other world so far. Therefore, I change it to a family member and publish the family card which set a withdrawal account to an individual member sequentially from August, 2012. In addition, the registration of the account payment according to the family member is finished on November 24, 2011.
Partner card in Japan
The partner card in Japan diverges into many branches, but, of these, an enrollment qualification (normal 33 years old or more) is relaxed than the Diners Club card of the detailer because a company and a university (alumni association organizations) cooperate, and trust is proved as for the card published by the employee and person concerned by meeting the conditions such as an employee or the graduate. オーデマ ピゲ, BMW, a jaguar, Yanase, Delta Air Lines, ANA, the partner card of the Diners Club premium card with Citibank Bank are published, too.
Partner card with the credit card company
I publish the credit card which cooperated with Kyoto silver card service Co., Ltd. This is the partner card which CCJ publishes.
In addition, it was past, and the Diners Club card which cooperated with M H card service Co., Ltd., Chiba Industrial Bank of Japan you sea card (existing Chiba Industrial Bank of Japan card service) Kyoritsu credit Co., Ltd. Co., Ltd., Orient Corporation and manure silver world card Co., Ltd. (existing manure silver card) was published. Each these does not publish it newly.
Card for exclusive use of Japan
I cooperate with a hotel unfolding in Japan and give the function of the credit card which a member's card published by the member of the hotel concerned can use in a member shop of the Japanese Diners Club. In the case of Hotel New Otani, in the case of 15,750 yen, Hotel Seiyo Ginza, annual convention costs are 12,000 yen or 30,000 yen. There is not the point service, but an enrollment qualification is relaxed unlike a normal card slightly than the Diners Club card of the detailer.
In addition, I have ever performed the issue of partner card with Palace Hotel.
Point service
I am given 1 point every shopping use 100 yen. On the expiration date of the point, there is not it. But the point is not intended for a charge of Edy and the charge of mobile Suica. On the other hand, the miles of the ANA mileage club come to collect if I do Edy charge in ANA Diners Card cooperating with ANA. In addition, an exchange rate of the point is changed frequently. It becomes the exchange with the gift card of 5,000 yen at 130 points now. I can purchase the point deficit by the card, but when I change all the gift cards of 5,000 yen at a purchase point, I pay 13,000 yen and purchase for 130 points and will change it with a gift card of 5,000 yen.
Other service
I have a strength in the field of gourmet & entertainment and perform that I introduce a card customer to the restaurant which is not usable if there is not originally an introduction. In addition, an available airport lounge extends than 600 places of world, and large amount of insurance accompanies it automatically and is provided with service more than the gold card of other credit cards by default.
Advertisement
Before approximately 20 years, a lot of advertisements that I could not see were almost placed in other magazines and newspapers including the recruitment of race horse owners in bulletin. In addition, it is a card brand having the considerable well off, and, in the present, the quality of the advertisement publication master of the bulletin is high, too.
Overseas travel insurance
A member of individual member, family that the person insured possesses an international card by an automatic participation method, an old corporate member. It is a maximum of three months after I leave Japan during the compensation period. The details read the link of the outside site carefully.
Footnote
Note
- Taiwan, Hong Kong, Thai Diners becomes the publication from Citigroup other than ^ Japan, too.
- The ceiling is set for the ^ revolving payment. I do not set a limit about the shopping total ceiling uniformly (meaning, it is apt to be understood, "it is unlimited", but "the limit is not flat").
Source
- Written by ^ Lewis Mandel "The creditcard industry:A History" Japanese translation "history ISBN 978-4,818,810,976 of the credit industry in the United States"
- ^ MarketWatch (April 7, 2008). "Discover to buy Diners Club for $ 165 million". February 23, 2011 reading.
- ^ "Credit card first in overseas member shop network | Diners Club card Japan". Mitsui Sumitomo trust club (July 26, 2016). February 1, 2017 reading.
- ^ "Citi Announces Agreement to Sell Citi Cards Japan to Sumitomo Mitsui Trust Bank" (press release), Citi group Inc., (March 31, 2015) f April 2, 2015 reading.
- ^ Jun Fukuda (April 2, 2015). "Can you draw a growth model as Mitsui Sumitomo Trust and Banking, an aim trust primary occupation group of "the city card purchase"?". It is reading Orient economy online on 8 April 2, 2015.
Allied item
Outside link
- Diners Club (English)
- Diners Club (Japanese)
- Overseas travel insurance (the official site)
- Diners Club Japan (Diners Club) - Facebook
- Diners Club (@dinersjp) - Twitter
This article is taken from the Japanese Wikipedia Diners Club
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