Corporate pension

Corporate pensionis a selective establishment in addition to enriching the old life of my old age.

Operation and management of this annuity fund is carried out by the welfare pension fund and corporate pension fund established by the mother company. In the contract type corporate pension plan, the enterprise and the fiduciary agency enter into a contract and operation, management and benefits are carried out outside the enterprise. Regarding the operation, management, and benefits of funds withdrawal from midway and dissolution fund members, funds were established based on (42 years) from the fund The corporate pension fund association(established at the time of establishment is handed over to the Welfare Pension Fund Association).

table of contents

Overview

In addition to the two - story building, which applies mainly to people, in contrast to the so - called three - story pension structure, the company pays a premium (workers do not give out a premium). It aims to improve the welfare benefits of old people after retirement. As a further selective on top of the public pension, companies that do this pension scheme are generally considered to have a margin for finance.

However, the corporate pension is regarded as one of private pensions, and it is self-discretion as a private enterprise whether the company includes non-permanent employees, and those who work for, or "temporary employee pension" for temporary workers , "Original pension", "corporate original pension" and so on. Those called the own pension are based on the agreement of both labor and management, and there are many that are not always subject to regulation by law.

Types of corporate pensions

• (Position to complement)
• • (FormallyDefined benefit type corporate pension, There are two types) (Position to complement the public pension)
• Contract type corporate pension
• Fund type corporate pension (corporate pension fund)
• Corporate type pension (complementing the public pension)
• I am not a private company (now to retirement pension, etc.)
• (Some companies switch to a defined benefit pension as they are abolished by the end of March 2012 due to the establishment of the Defined Benefit Corporate Pension Law in (13 years)
• Corporate pension fund, called "○ ○ corporate pension fund" It is established by organizations such as many companies and association associations. It is called its own pension or its own pension (see below for an example).
• System · Specified Retirement Mutual Aid System
• A type of "retirement pension" of its own pension (many have switched to various "corporate pensions" after the country established the corporate pension system)

problem

From 2003 (2003), the performance of pension fund management does not rise, it has become continuous, and the premium is difficult due to sluggish or deteriorating corporate performance. For this reason, more companies are planning to reduce the amount of payment or terminate the system. Litigation has also occurred as complaints of the beneficiaries side of corporate pensions, and many cases are pending.

• The payment amount was reduced due to the change in the pension system, but it was settled as an additional settlement. (Heisei era 2007) March, with. Although it was unreasonable for a person of * to lower the payment rate of its own pension, a reduction was allowed. It is confirmed in 2007 (Heisei 17) May.
• 145 former teachers and staff of the university decided to make the pension reduction and its method illegitimate but after the previous benefit level it was difficult to maintain the system itself and the reduction reduction was finalized in March 2011 .
• Even though we operate a company pension called our own NHK pension, the accumulated deficit is expanded to a huge amount of 330 billion yen at the end of the (Heisei 20) year, 15 years I am going to fill in it. In addition, we made correspondence such as shifting about 40% of the amount received to active employees to 401k.

footnote

1. *(23 years) evening edition 3 edition 12 planes 2. *asahi.com 2011 (Heisei 23) March 7

External link

• (Ministry of Health, Labor and Welfare)
• (Financial Public Relations Central Committee)
• • Examples of own pension or company's own pension
• • • • (Only subscribers can browse) *

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Post Date : 2018-02-22 15:00

This article is taken from the Japanese Wikipedia Corporate pension

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